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Author

Patrick Boyaggi, CEO an Co-Founder

Founder and CEO

Patrick is the Co-Founder and CEO of Own Up. He has a wealth of experience and knowledge as a mortgage executive.

Before starting Own Up, Patrick was the Senior Vice President at Leader Bank and a Management Consultant at Accenture.

Throughout his career, Patrick has helped tens of thousands of homebuyers secure mortgages in his career. Patrick is passionate about empowering people to improve their financial future using technology and data to offer personalized guidance.

Patrick holds an MBA from Northwestern University’s Kellogg School of Management and a BA from Bates College.


Articles by Patrick Boyaggi

House-Hunting Checklist

Buying a home is a big decision. Let’s take a look at what you need to know before and during the house-hunting process.

Accelerating Gravity

In the Winter of 2015, I began accepting applications for Raizlabs’ startup incubator, XLR8. The goal of this program was to help nurture the next great Boston area startups and provide them guidance in the areas that Raizlabs excels, namely mobile development, product management and UI/UX.

Dear Mortgage Industry: We Need to Talk About Race

An editorial in The New York Times last month highlighted a recent study by the Center for Investigative Reporting. The report found that African-Americans and Latinos were more likely to be denied conventional mortgages than whites, even when income, loan size, and other factors were considered.

“Just hear us out. Don’t do big box. Go local, and go with Own Up.”

A common misconception people have when buying a home is that the bigger the mortgage company, the better the access to competitive rates and 24-hour customer service. But Emily and Evan found out that their big mortgage company wasn’t nearly as efficient as they hoped.

Honest About Money

One of the core tenants of our business is that we’re honest about money. This means that we tell our customers how we much we are paid and what it means to them. We do so because transparency is the foundation of a trustworthy relationship.

4 Tips for a Stress-Free Homebuying Experience

Nervous about your upcoming house hunt? Here are some easy ways to take the stress out of your home buying process.

"It Seems Too Good to Be True, But Don't Be Skeptical"

Allie and Kris were preparing to welcome their second child and were looking to buy a home that could work as their family grew. But because of their “complicated” income they weren’t having luck finding a competitive mortgage rate with their local bank.

Why a Real Estate Professional Uses Own Up Herself

We spoke with Eileen Kim, a real estate agent, about how she got into the real estate industry and why she personally uses Own Up.

STUDY: Home buyers are confused about the mortgage process and worried that bias is impacting their outcomes

To get a pulse on how consumers feel about the current housing market, we conducted a survey of 1,000 homeowners and potential buyers in the U.S.

Here's How We Helped This First-Time Homebuyer Save $43,000

Thanks to a competitive rate Max received from Own Up, he was able to secure a loan with a significantly lower interest rate than the one he was offered by his original agent-recommended lender.


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The information provided to you in Own Up blog is intended to be for general informational and educational purposes only and does not constitute legal or tax advice. This blog is not a substitute for obtaining legal or tax advice from a qualified professional. The views and opinions expressed on this blog are solely those of the authors and do not necessarily reflect the official policy or position of Own Up or describe Own Up's business model. Own Up makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the blog or the information, products, services, or related graphics contained on the blog for any purpose. Any reliance you place on such information is therefore strictly at your own risk.