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Patrick Boyaggi

A Personal Touch and $37K Saved: How Todd Secured a Great Rate with Own Up

By Patrick Boyaggi February 18, 2019

This wasn’t Todd’s first time going through the homebuying process. So when an ad popped up for..

“Just hear us out. Don’t do big box. Go local, and go with Own Up.”

By Patrick Boyaggi February 11, 2019

A common misconception people have when buying a home is that the bigger the mortgage company,..

How a Homebuyer Conquered the Mortgage Process & Saved $13K

By Patrick Boyaggi February 4, 2019

Andrew, a project manager at an IT company, had been looking for a home after renting for more..

How Much Can I Afford?

By Patrick Boyaggi February 1, 2019

For most people, home affordability ultimately depends on the answer to the question: how much..

Announcing Own Up

By Patrick Boyaggi January 28, 2019

RateGravity is becoming Own Up. We’re thrilled to announce our new name and excited to continue..

The 5 Dangers of Mortgage Calculators

By Patrick Boyaggi January 27, 2019

Online mortgage calculators are widely used by first-time homebuyers, but they are one of the..

The 3 Failures of the Pre-Approval Process

By Patrick Boyaggi January 27, 2019
The pre-approval process is a critical component of the homebuying experience. But the current..

7 Reasons Only 1 in 4 Homebuyers Shop for a Mortgage

By Patrick Boyaggi January 27, 2019

Buying a home is likely the biggest financial transaction in one’s life, yet 77% of homebuyers..

What Is The Earnest Money Deposit?

By Patrick Boyaggi January 27, 2019

When a home buyer wants to purchase a home, they will start by making an offer to purchase. As a..

How To Search For A Home

By Patrick Boyaggi January 27, 2019

Buying a home is a complex process and the typical home buying guides are written by anonymous..

What is a Purchase and Sale Agreement?

By Patrick Boyaggi January 27, 2019

The Purchase & Sale Agreement (P&S) is the binding legal document received after mutual..

How To Make The Right Offer On A House

By Patrick Boyaggi January 27, 2019

This article is the second part (read part 1 here) of our conversation with Eileen Kim, a..

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