Author

Patrick Boyaggi, CEO an Co-Founder

Patrick is the Co-Founder and CEO of Own Up. He has a wealth of experience and knowledge as a mortgage executive.

Before starting Own Up, Patrick was the Senior Vice President at Leader Bank and a Management Consultant at Accenture.

Throughout his career, Patrick has helped tens of thousands of homebuyers secure mortgages in his career. Patrick is passionate about empowering people to improve their financial future using technology and data to offer personalized guidance.

Patrick holds an MBA from Northwestern University’s Kellogg School of Management and a BA from Bates College.

Articles by Patrick Boyaggi

Mortgage Advisors

How Long Does Pre-Approval for a Mortgage Last

Own Up's guide sheds light on the duration of mortgage pre-approval, its importance in the home buying process, and how to keep your financial profile updated.

Mortgage Comparison

These 5 Tips Will Save You Thousands On A Mortgage

Shopping for your mortgage can save you thousands. Learn how with these five mortgage tips.

Mortgage Advisors

The Right Pre-Approval Letter Helps You Get The Home You Want

Learn how a robust pre-approval letter can be your key to securing your dream home with Own Up's enlightening guide. Don't miss out on your perfect home, find out the secrets today!

Mortgage Comparison

How do I shop around for a mortgage lender?

Own Up's comprehensive guide on shopping for a mortgage lender. Learn key steps, from understanding your financial situation to comparing lenders, to help you secure the best mortgage rates and terms for your home purchase.

Mortgage Advisors

Should You Prepay Your Mortgage?

Considering prepaying your mortgage? Discover the pros and cons of mortgage prepayment and find out if it's the right financial strategy for you. Make your money work smarter, not harder.

Mortgage Advisors

The Ultimate Guide to Everything You Need for a Mortgage

We've created a handy checklist. Discover the key documents you'll need, from credit reports to income verification, ensuring a smooth and successful mortgage application.

First Home Loan

How Much Mortgage Can I Actually Afford?

Learn how to calculate the mortgage you can afford by considering factors like monthly budget, savings, credit score, and loan terms. Use our tips and resources to confidently navigate the home buying process and make informed financial decisions.

First Home Loan

Read This Before Getting Preapproved for a Mortgage

Here's what you need to know about getting pre-approved for a mortgage before kicking off the home buying process.

News

Why This Own Up Advisor Dedicated His Career To Transparency

We sat down with Own Up advisor, Ethan Bernstein, to share some of his wisdom and insight on standing up for consumers.

First Home Loan

What Homebuyers Want to Know: Top Questions From Our Reddit AMA

If you're a home buyer, read these responses to the questions that our customers most wanted to know.