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Own Up’s industry insights give you the knowledge and know-how to navigate the mortgage maze with complete confidence. Any questions? Just drop us a line.
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Patrick Boyaggi

How Lenders Consider Additional Properties

By Patrick Boyaggi January 27, 2019

If you own properties in addition to the one you are purchasing or refinancing, there are some..

How Your Savings Impact Your Ability to Get a Home Loan

By Patrick Boyaggi January 27, 2019

Liquid reserves are those financial assets that are available to you after your loan closes...

Your Down Payment Explained

By Patrick Boyaggi January 27, 2019

A down payment is the personal cash contribution that a borrower makes in a purchase..

Providing Perfect Loans for an Imperfect World

By Patrick Boyaggi January 27, 2019

Mortgage lenders look for “perfect loans” and if any imperfections exist, you pay a penalty,..

A Chat with David Cotney, Own Up Advisor & Former Massachusetts Commissioner of Banks

By Patrick Boyaggi January 27, 2019

We had a brief sit down Q&A with David Cotney, who is on our Board of Advisors. Prior to working..

Our $10M New Year's Resolution

By Patrick Boyaggi January 27, 2019

The average American will pay $1,267 in excess interest on their home mortgage in their first..

Q&A: How Boston City Councilor & Secretary of State Candidate Josh Zakim Sees Boston’s Housing Market

By Patrick Boyaggi January 27, 2019

Josh Zakim plays a wide variety of roles in Boston – from his work as an attorney, to his..

Why Own Up Advisor Ethan Bernstein Dedicated His Career To Transparency

By Patrick Boyaggi January 27, 2019

We sat down with Own Up advisor, Ethan Bernstein, to share some of his wisdom and insight on..

How to Save for the Down Payment on Your First Home – And Keep Your Avocado Toast

By Patrick Boyaggi January 27, 2019

How millennials spend and save their money has been a frequent point of debate, not just among..

Honest About Money

By Patrick Boyaggi January 26, 2019

One of the core tenants of our business is that we’re honest about money. This means that we..

Here's How We Helped This First-Time Homebuyer Save $43,000

By Patrick Boyaggi January 26, 2019

A first time homeowner saved a ton of money on his home loan by flexing some Own Up muscle with..

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