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Own Up’s industry insights give you the knowledge and know-how to navigate the mortgage maze with complete confidence. Any questions? Just drop us a line.
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Patrick Boyaggi

How Much Can I Afford?

By Patrick Boyaggi February 1, 2019

For most people, home affordability ultimately depends on the answer to the question: how much..

Announcing Own Up

By Patrick Boyaggi January 28, 2019

RateGravity is becoming Own Up. We’re thrilled to announce our new name and excited to continue..

The 5 Dangers of Mortgage Calculators

By Patrick Boyaggi January 27, 2019

Online mortgage calculators are widely used by first-time homebuyers, but they are one of the..

7 Reasons Only 1 in 4 Homebuyers Shop for a Mortgage

By Patrick Boyaggi January 27, 2019

Buying a home is likely the biggest financial transaction in one’s life, yet 77% of homebuyers..

How To Search For A Home

By Patrick Boyaggi January 27, 2019

Buying a home is a complex process and the typical home buying guides are written by anonymous..

How To Make The Right Offer On A House

By Patrick Boyaggi January 27, 2019

This article is the second part (read part 1 here) of our conversation with Eileen Kim, a..

How Lenders Consider Additional Properties

By Patrick Boyaggi January 27, 2019

If you own properties in addition to the one you are purchasing or refinancing, there are some..

How Your Savings Impact Your Ability to Get a Home Loan

By Patrick Boyaggi January 27, 2019

Liquid reserves are those financial assets that are available to you after your loan closes...

Your Down Payment Explained

By Patrick Boyaggi January 27, 2019

A down payment is the personal cash contribution that a borrower makes in a purchase..

Providing Perfect Loans for an Imperfect World

By Patrick Boyaggi January 27, 2019

Mortgage lenders look for “perfect loans” and if any imperfections exist, you pay a penalty,..

A Chat with David Cotney, Own Up Advisor & Former Massachusetts Commissioner of Banks

By Patrick Boyaggi January 27, 2019

We had a brief sit down Q&A with David Cotney, who is on our Board of Advisors. Prior to working..

Q&A: How Boston City Councilor & Secretary of State Candidate Josh Zakim Sees Boston’s Housing Market

By Patrick Boyaggi January 27, 2019

Josh Zakim plays a wide variety of roles in Boston – from his work as an attorney, to his..

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