Author

Patrick Boyaggi, CEO an Co-Founder

Patrick is the Co-Founder and CEO of Own Up. He has a wealth of experience and knowledge as a mortgage executive.

Before starting Own Up, Patrick was the Senior Vice President at Leader Bank and a Management Consultant at Accenture.

Throughout his career, Patrick has helped tens of thousands of homebuyers secure mortgages in his career. Patrick is passionate about empowering people to improve their financial future using technology and data to offer personalized guidance.

Patrick holds an MBA from Northwestern University’s Kellogg School of Management and a BA from Bates College.

Articles by Patrick Boyaggi

News

The Impending Housing Crisis and Why the US Government Will Need to Bailout the Mortgage Industry...Again

There are many segments of the economy that are coming under fire as society continues to deal with the disruption caused by COVID-19, but none are bigger or more important to the US economy than the housing industry, which is exactly why the government is going to need to save it from collapsing.

First Home Loan

The 5 Dangers of Mortgage Calculators

Online mortgage calculators are widely used by first-time homebuyers, but here's what you might not know about using them.

News

Should I buy a house during a pandemic?

Google searches for 'Should I buy a house?' recently reached an all-time high. Here’s a framework to help think through this important decision:

News

Q&A: How Boston City Councilor Josh Zakim Sees Boston’s Housing Market

Read how Councilor Zakim is laser-focused on empowering people in communities across Massachusetts to take ownership over their housing and neighborhoods.

News

How the COVID-19 Crisis is Bringing FHA and VA Loans to a Grinding Halt

Interest rates on FHA and VA loans are getting higher, and are harder to qualify for, even as rates for other borrowers are near all-time lows.

First Home Loan

How Long Does it Take to Buy a House?

The home buying timeline is equally hard to quantify, making it frustrating for first-time home buyers wanting to know how long it will take to find and move into their dream home.

News

For Vets Seeking Home Loans, the Covid-19 Economy is Making It Harder

While it’s always important for veterans to shop for a mortgage, it’s especially important to do so during the current economic crisis caused by COVID-19.

News

Co-founder and CEO Patrick Boyaggi Shares the Benefits of Own Up on the Creating Wealth Podcast

Our co-founder and CEO Patrick Boyaggio was recently interviewed by Jason Hartman from the Creating Wealth podcast where he discussed how Own Up helps consumers create the best financial outcome for themselves during the mortgage process.

News

Announcing Own Up

RateGravity is becoming Own Up. We’re thrilled to announce our new name and excited to continue serving homebuyers with a new brand that better represents our company’s values and mission.

News

An Interview With Keller Williams Andover CEO Michael Hvizda

As with superheroes, an agent’s origin story often tells of struggle that led to growth. We recently spoke with Michael Hvizda, the CEO of Keller Williams Andover, about his entrepreneurial beginnings, including the failures that enabled him to thrive.