Author

Patrick Boyaggi, CEO an Co-Founder

Patrick is the Co-Founder and CEO of Own Up. He has a wealth of experience and knowledge as a mortgage executive.

Before starting Own Up, Patrick was the Senior Vice President at Leader Bank and a Management Consultant at Accenture.

Throughout his career, Patrick has helped tens of thousands of homebuyers secure mortgages in his career. Patrick is passionate about empowering people to improve their financial future using technology and data to offer personalized guidance.

Patrick holds an MBA from Northwestern University’s Kellogg School of Management and a BA from Bates College.

Articles by Patrick Boyaggi

News

A Chat with Own Up Advisor, Former Massachusetts Commissioner of Banks

Read more about what we learned when we had a brief sit down Q&A with David Cotney, who is on our Board of Advisors.

First Home Loan

9 Housing Scams to Avoid

Your house is likely your biggest investment and the one you work hard to maintain, improve and protect. Here are nine housing scams you should avoid.

First Home Loan

7 Reasons Only 1 in 4 Homebuyers Shop for a Mortgage

77% of homebuyers apply with only one mortgage lender. Here's why that's not a good idea, and what you can do instead.

News

5 Things I Learned from Jonathan Cheever

When we decided to sponsor Jonathan, we were excited to be a supporter of his Olympic journey because of his strong Massachusetts roots and the clear love of his home.

First Home Loan

5 Signs You're Ready to Be A Homeowner

How do you know if you are ready to buy a house? Here are five signs.

First Home Loan

Employment History for Mortgage Lenders: How Your Job History Affects Your Ability to Get a Home Loan

Your employment history plays a big role in your ability to get a home loan. Here are the requirements you need to know.

Mortgage Comparison

How an Adjustable Rate Mortgage Could Save You Money

In some cases, an adjustable rate mortgage could save you more money than a fixed rate mortgage. Here's what you need to know.

Mortgage Advisors

Why Appraisals are Taking Longer Than Ever

An appraisal is a report prepared by a professional appraiser that sets forth an unbiased opinion of value. This report is used by the lender to assure the market value of the property you are buying meets or exceeds the price you have agreed to pay.

Mortgage Advisors

How Your Income Impacts Your Ability to Get a Home Loan

Understand how lenders consider your income with Own Up's detailed guide. Find out what matters in your financial profile when securing a mortgage. Knowledge is power - empower yourself today!

Mortgage Comparison

How Your Savings Impact Your Ability to Get a Home Loan

Liquid reserves are those financial assets that are available to you after your loan closes. Liquid financial reserves include cash and other assets that are easily converted to cash by the borrower.