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Own Up’s industry insights give you the knowledge and know-how to navigate the mortgage maze with complete confidence. Any questions? Just drop us a line.
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Patrick Boyaggi

How to Refinance Your Mortgage Without Paying Any Closing Costs

By Patrick Boyaggi January 25, 2019

When you refinance your mortgage, you have the choice to pay closing costs, which means you will..

What Is A Home Appraisal?

By Patrick Boyaggi January 25, 2019

Mortgage lenders will require your property to be appraised before approving your loan. An..

Which Home Lender Institution is Best for You?

By Patrick Boyaggi January 25, 2019

The purpose of this article is to explain the various types of lending institutions that can..

How an Adjustable Rate Mortgage Could Save You Money

By Patrick Boyaggi January 25, 2019

The purpose of this article is to help you determine if an adjustable rate mortgage is the right..

Everything You Need To Know About Credit Reports

By Patrick Boyaggi January 25, 2019

A consumer’s credit report is a synthesis of the consumer’s credit accounts, payment histories,..

How Your Job History Affects Your Ability to Get a Home Loan

By Patrick Boyaggi January 25, 2019

Lenders will require information from you about your current employer (and former, if..

How Your Income Impacts Your Ability to Get a Home Loan

By Patrick Boyaggi January 25, 2019

One of the criteria used by lenders to determine if you qualify for home financing is your..

Accelerating Gravity

By Patrick Boyaggi January 25, 2019

In the Winter of 2015, I began accepting applications for Raizlabs’ startup incubator, XLR8. The..

Do I Need To Put 20% Down?

By Patrick Boyaggi January 25, 2019

The purpose of this article is to dispel the common misconception that you can only buy a home..

The Mortgage Industry’s Binary Problem

By Patrick Boyaggi January 25, 2019

In order to keep up with today’s on-demand economy, companies are innovating and evolving faster..

Why a Real Estate Professional Uses Own Up Herself

By Patrick Boyaggi January 25, 2019

We were lucky enough to talk with Eileen Kim about her industry and mortgage experience. Eileen..

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