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Author

Patrick Boyaggi, CEO an Co-Founder

Founder and CEO

Patrick is the Co-Founder and CEO of Own Up. He has a wealth of experience and knowledge as a mortgage executive.

Before starting Own Up, Patrick was the Senior Vice President at Leader Bank and a Management Consultant at Accenture.

Throughout his career, Patrick has helped tens of thousands of homebuyers secure mortgages in his career. Patrick is passionate about empowering people to improve their financial future using technology and data to offer personalized guidance.

Patrick holds an MBA from Northwestern University’s Kellogg School of Management and a BA from Bates College.


Articles by Patrick Boyaggi

How Lenders Consider Additional Properties

If you own additional properties to the one you are buying or refinancing, there's some important implications for how your lender will qualify your loan.

Which Home Lender Institution is Best for You?

Dive into Own Up's vibrant guide that decodes the diverse world of mortgage lenders. Unravel the intricacies of different types of lenders and steer your home buying journey with confidence.

Your Down Payment Explained

A down payment is the personal cash contribution that a borrower makes in a purchase transaction. While programs exist for down payments as low as 3% for one-unit primary residences, the best loan terms available for primary residences come with down payments of at least 20%.

Understanding Closing Costs

Learn about the various fees and expenses that make up closing costs, helping you plan and manage your budget for a successful home purchase.


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