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Own Up’s industry insights give you the knowledge and know-how to navigate the mortgage maze with complete confidence. Any questions? Just drop us a line.
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What is a Purchase and Sale Agreement?

By Patrick Boyaggi January 27, 2019

The Purchase & Sale Agreement (P&S) is the binding legal document received after mutual..

How To Make The Right Offer On A House

By Patrick Boyaggi January 27, 2019

This article is the second part (read part 1 here) of our conversation with Eileen Kim, a..

How Lenders Consider Additional Properties

By Patrick Boyaggi January 27, 2019

If you own properties in addition to the one you are purchasing or refinancing, there are some..

How Your Savings Impact Your Ability to Get a Home Loan

By Patrick Boyaggi January 27, 2019

Liquid reserves are those financial assets that are available to you after your loan closes...

Your Down Payment Explained

By Patrick Boyaggi January 27, 2019

A down payment is the personal cash contribution that a borrower makes in a purchase..

Providing Perfect Loans for an Imperfect World

By Patrick Boyaggi January 27, 2019

Mortgage lenders look for “perfect loans” and if any imperfections exist, you pay a penalty,..

A Chat with David Cotney, Own Up Advisor & Former Massachusetts Commissioner of Banks

By Patrick Boyaggi January 27, 2019

We had a brief sit down Q&A with David Cotney, who is on our Board of Advisors. Prior to working..

Our $10M New Year's Resolution

By Patrick Boyaggi January 27, 2019

The average American will pay $1,267 in excess interest on their home mortgage in their first..

Q&A: How Boston City Councilor & Secretary of State Candidate Josh Zakim Sees Boston’s Housing Market

By Patrick Boyaggi January 27, 2019

Josh Zakim plays a wide variety of roles in Boston – from his work as an attorney, to his..

Why Own Up Advisor Ethan Bernstein Dedicated His Career To Transparency

By Patrick Boyaggi January 27, 2019

We sat down with Own Up advisor, Ethan Bernstein, to share some of his wisdom and insight on..

Mike Cruz Is Not an Own Up Customer, Technically Speaking

By Mike Tassone January 27, 2019

At Own Up, we pride ourselves on being a mission-driven organization. We strive to empower..

Who Are Fannie Mae & Freddie Mac?

By Mike Tassone January 27, 2019

When researching home financing it is likely that you will encounter information about Fannie Mae

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