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Own Up’s industry insights give you the knowledge and know-how to navigate the mortgage maze with complete confidence. Any questions? Just drop us a line.
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The 5 Dangers of Mortgage Calculators

By Patrick Boyaggi January 27, 2019

Online mortgage calculators are widely used by first-time homebuyers, but they are one of the..

Why 3 Out Of 4 Homebuyers Don't Shop For A Mortgage

By Mike Tassone January 27, 2019

In a world where comparison shopping has become second nature, it is a shocking statistic from..

Why Your Mortgage Was Sold

By Mike Tassone January 27, 2019

The mortgage market consists of two sub-markets, the primary (or retail) market and the..

What Is The Earnest Money Deposit?

By Patrick Boyaggi January 27, 2019

When a home buyer wants to purchase a home, they will start by making an offer to purchase. As a..

How To Search For A Home

By Patrick Boyaggi January 27, 2019

Buying a home is a complex process and the typical home buying guides are written by anonymous..

What is a Purchase and Sale Agreement?

By Patrick Boyaggi January 27, 2019

The Purchase & Sale Agreement (P&S) is the binding legal document received after mutual..

How To Make The Right Offer On A House

By Patrick Boyaggi January 27, 2019

This article is the second part (read part 1 here) of our conversation with Eileen Kim, a..

How Lenders Consider Additional Properties

By Patrick Boyaggi January 27, 2019

If you own properties in addition to the one you are purchasing or refinancing, there are some..

How Your Savings Impact Your Ability to Get a Home Loan

By Patrick Boyaggi January 27, 2019

Liquid reserves are those financial assets that are available to you after your loan closes...

Your Down Payment Explained

By Patrick Boyaggi January 27, 2019

A down payment is the personal cash contribution that a borrower makes in a purchase..

Who Are Fannie Mae & Freddie Mac?

By Mike Tassone January 27, 2019

When researching home financing it is likely that you will encounter information about Fannie Mae

Qualifying For A Mortgage In The Gig Economy

By Mike Tassone January 27, 2019

How Lenders Evaluate Contract Work

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