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Own Up’s industry insights give you the knowledge and know-how to navigate the mortgage maze with complete confidence. Any questions? Just drop us a line.
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Everything You Need To Know About Credit Reports

By Patrick Boyaggi January 25, 2019

A consumer’s credit report is a synthesis of the consumer’s credit accounts, payment histories,..

How Your Job History Affects Your Ability to Get a Home Loan

By Patrick Boyaggi January 25, 2019

Lenders will require information from you about your current employer (and former, if..

How Your Income Impacts Your Ability to Get a Home Loan

By Patrick Boyaggi January 25, 2019

One of the criteria used by lenders to determine if you qualify for home financing is your..

Do I Need To Put 20% Down?

By Patrick Boyaggi January 25, 2019

The purpose of this article is to dispel the common misconception that you can only buy a home..

True or False? 3 Real Estate Agents Separate 8 Homebuying Myths from Truths

By Patrick Boyaggi January 25, 2019

From left to right, Spencer Lane from Coldwell Banker Residential Brokerage; Jason Highland,..

Fixed Rate vs. Adjustable Rate Mortgages: What to know before you decide

By Patrick Boyaggi January 23, 2019

In this article, we will explain the features of a Fixed Rate and Adjustable Rate Mortgage so..

How Lenders Evaluate Occupancy Types

By Patrick Boyaggi January 22, 2019

Lenders categorize loans based on how the property is occupied. Lenders categorize the occupancy..

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