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Mortgage Affordability

How do I shop around for a mortgage lender?

How do I shop around for a mortgage lender? Click here to find the most efficient guide

Monthly Housing Expenses: The True Cost of Home Ownership

One of the criteria used by lenders to determine if you qualify for home financing is your debt-to-income (DTI) ratio. This article will help you estimate your housing expenses and important factors you need to consider. Click here to read now!

How Much Mortgage Can I Afford?

For most people, home affordability ultimately depends on the answer to the question: how much is a bank or mortgage company willing to lend to me?

What to know about getting a mortgage if you're self-employed

Many borrowers who are self-employed or are choosing less traditional employment opportunities are finding qualification more difficult, despite having large down payments and exceptional credit.

How Your Income Impacts Your Ability to Get a Home Loan

One of the criteria used by lenders to determine if you qualify for home financing is your debt-to-income (DTI) ratio. This formula helps lenders determine if you have the capacity to meet your monthly debt obligations, including your mortgage payments.

Your Mortgage Approval Roadmap

Buying a home is often the biggest transaction in one’s life and the home loan approval process can be a stressful experience, but it doesn't have to be.

How Your Savings Impact Your Ability to Get a Home Loan

Liquid reserves are those financial assets that are available to you after your loan closes. Liquid financial reserves include cash and other assets that are easily converted to cash by the borrower.

These 5 Tips Will Save You Thousands On A Mortgage

Shopping for your mortgage can save you thousands. Learn how with these five mortgage tips.

Using Lender Credits to Pay Closing Costs

What are lending credits and should I use them when buying a home?

The Cheapest States to Buy and Own a House

Looking for a cost efficient place to buy a home? Here are the top 9 states that have the most affordable home prices in the US.